Screaming Bean |
Tuesday, June 28, 2005
If you haven't heard it enough lately, you really ought to consolidate before the end of this month. I've been trying to consolidate since I graduated back in May. So far I've been foiled by the single lender rule, surly web applications, interminable waits on hold, and Bank of America. Bank of America is out to get me. They hold all my student loans. This is because they merged with Fleet Bank. I would not have chosen Bank of America, but I had no choice. As a result, they have first refusal on my consolidation. Earlier this month I got one of those unsolicited pieces of mail from BofA saying, "Hey don't you want to consolidate?" And I said, "Damn straight, who do I call?" And I did. They sent me to AES to do an application. And I did. And it was good. Until today. I get a large packet in the mail from ACS, the servicing company that has been handling my loans. They tell me in no uncertain terms that they are the agent for BofA, and that AES can just bite it, because they're not doing a payoff to those schmoos. However, if I'd like to consolidate with them I can. This was today at 1pm. Check the date. Yeah. Write like hell, fill out an application for the third time this month. Drive to the post office. Pay $13.65 for the privilege of getting screwed by BofA because they're processing applications in California and I need to send it overnight. Proceed to call Bank of America everything in the book. Yes, I hate Bank of America. In fact, I can't say it enough...I HATE BANK OF AMERICA!
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